StandUP Advisors · standupadvisors.com/planEducation only. Not investment advice.Type in the basics: what comes in, what goes out, what you own, what you owe. Code turns them into an order of operations: what to fix first, what can wait, and how far along you are.
No human looks at it. That is the point and the limit. It is rules of thumb with your numbers plugged in, the same order I would start with on a whiteboard.
Three numbers and the first three moves. Numbers argue better when they are drawn.
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Eight steps, always the same order. The code skipped the ones that look handled and put the rest in line. Start at the red one.
Published rules of thumb with your numbers plugged in. Check what you already have through work before buying anything.
A will is not about money. It is about who decides when you cannot. The living will and the two powers of attorney cover the years you are alive but not able. Beneficiary forms on your accounts override the will, so stale ones are a common way a family ends up in court.
Most households do not need a trust to start. Signing and witness rules differ from state to state, so follow your state's rules or use a local attorney.
This page is code. It does not know your history, your plans, or what you will do the day the market drops 20%. If you want a person on your side of the table, there are two doors. The first call is free, and there is no pressure on the other end.
The napkin shows the order. A person helps you keep it.