Thirteen tools. No sign-up. No sales pitch. No email gate.

The same tools I use with clients — free, no friction. Some are wealth-builders. Some are gut-checks built to talk you out of something. Pick the one that matches the question you're actually asking.

Wealth & Investment

Investment Growth

What your money becomes over time. Starting balance, monthly contributions, return rate, time horizon — see the compound growth trajectory.

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Freedom Money

Three modes — Coast FI, Walk-Away Money, Full FI. The number where money stops trapping you.

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Sequence of Returns Risk

Same average return, different order. See how a bad first 5 years of retirement can change everything — and what to do about it.

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Real Estate

Debt & Mortgage Payoff

Your real monthly cost, your payoff date, and what an extra payment actually saves you over the loan's life.

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Rent vs. Buy — The Honest Version

The real comparison — with the costs the "just buy" pitch always leaves out put back in.

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Geographic Arbitrage

What moving somewhere cheaper is actually worth — with the tradeoffs no spreadsheet can price.

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Retirement

Retirement Drawdown

The only retirement question that matters: does the money outlast you, or the other way around?

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Social Security Timing

62 vs FRA vs 70. The full tradeoff — with mortality scenarios and the break-even ages most calculators skip.

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Roth Conversion Window

Multi-year Roth conversion schedule for the sweet-spot window between retirement and RMDs.

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Healthcare Bridge

Bridging from employer insurance to Medicare (ages 55–65). ACA subsidies, COBRA, HSA — the gap most plans skip.

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Legacy & Inheritance

What a trust really changes — and what doing nothing quietly costs the people you leave it to.

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Advice & Fees

Do You Even Need an Advisor?

An honest gut-check, not a pitch. Some people genuinely don't need one — this tool says so. Plus the fee-drag math nobody shows you.

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Equity Comp Optimizer

ISO, NSO, RSU, ESPP — and the AMT trap most tech employees don't see coming. Built for founders and equity-heavy executives.

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Ran the numbers and want to talk through what they mean? That's the next conversation.

30-minute call, no pitch. Or start with the 10-minute Da Vinci Index to see how you're wired before any planning conversation.

Book a 30-min Call → Take the Da Vinci Index Financial Planning